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As a current homeowner or even a new home buyer, you have a natural assumption that as long as the mortgage is paid and the property tax taken care of each year, it is reasonable to assert that you own your home.

What if you discovered you didn’t – exactly.

“It’s not that you don’t own the house” the attorney on the phone is explaining, “it’s that a cloud on the title wasn’t cleared. Since you paid cash, it’s best you hire your own attorney to handle this matter for you.”
What?!?! How is it possible that you could find yourself on the receiving end of a conversation like that?

In most real estate transactions it is assumed that pa...

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When you purchase a house, a lot of information is exchanged. You’re told every minute detail about the monthly payment. How much it will be. What the payment covers. When it is due. What the extra cost will be if paid after that date.

You may be told what to expect concerning maintenance and upkeep and what it may cost. There are a ton of articles written about these types of things and posted to the internet.

If you are like us, you’ve probably read quite a few of them!

How equity would be our friend and what we might expect in terms of equity growth over the years. (Depending of course, on the health and well being of the economy, our housing market and our own ability to meet...

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As rental costs continue their upward climb you may find yourself questioning the wisdom of paying someone else’s mortgage each month. Has the time come to tackle this issue for yourself? One of the traditional arguments in favor of home ownership rather than renting is because it is such an excellent way to build personal financial stability. This is not a bad argument when you consider the facts.

• Each month the mortgage obligation shrinks while your ownership investment grows

• Property value increases year over year fairly steadily

• Improvements made to the home add to the growing value of your investment

While home ownership can surely be painted as a rosy picture,...

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Mortgage Prep for your First Home Purchase Crossed fingers, facial grimace, the racing heart and held breath gives you
away – this is your first home purchase and you are waiting to hear about financing!

While the application procedures can be stressful, they don’t have to be. The better you prepare for the process, not only does the tension minimize, but so does the time it takes to complete the entire operation. Advance prep not only shortens the process, it can turn it all into a pleasant part of your home buying experience. These few steps can take the nail biting out of your wait:

- Put your credit report in order. Find out what’s on your credit
reports at all three age...

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No one knows your home the way you do. That makes you the best source for why a buyer will want to own your house when you put it on the market. Yet it is common knowledge in the real estate industry that having a seller present when showing the house to a potential buyer actually inhibits offers being made! What’s the solution to this dilemma? Here are the 7 secrets to showing a buyer WHY they want to live in your house:

1. The number 1 fastest way to an offer to purchase is also one of the simplest things you can do to maximize every showing: DECLUTTER! It pays big dividends in results. When a buyer walks through a house, they can’t see what they can’t see. You want the...

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Contemplating the purchase of a new home but not sure if the time is right NOW to move ahead? Here is one BIG reason you might not want to wait!

Mortgage interest rates are low – the lowest they’ve been in over a decade. The trend in the financial market indicates a very good chance that they won’t go up this year. They could go higher toward the end of the year or maybe after the first of next year.

Why is that important to you? Selling or buying a home, the interest rates impact sales. They also have effect on sale prices and just one single percent in the rates can have a HUGE impact! Take a look:

That 1% may not change the monthly payment a whole lot, however, in the li...

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Organizing your living space might seem like the latest trend, but make no mistake, home organization has always been a topic of concern!

You may be looking at this and wondering if it really works...and if it does can it really work for you with your busy schedule? Quite possibly!

According to one clutter busting expert one of the better ways to go about it is also a way to have fun and maybe even make new friends. The suggestion is instead of tackling those closets yourself, start a circle with a few truly close friends, put a schedule together that includes each home and everybody pitches in. Schedule get togethers with 3-4 friends over the next 3-4 weeks and then everybody ends up with ...

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Honestly, who doesn’t love pictures of cute little puppies and adorable baby kittens?

Yet even those who “awwww” at the cuteness may not appreciate the reality of being accosted by your furry family member when they come to view the house you are trying to sell.

The fact is, animals are just that…animals! As much as we love our furbabies and even if they’ve never been aggressive before, the stress of getting ready to move affects our pets. They may exhibit unusual behavior as a result of the increased activity around their territory, and they may behave in unexpected ways.

While we simply must accommodate our furbabies needs during the course of selling a house...

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Getting ready to sell this year!

Buyers are anxious to take advantage of the New Year and realize their home ownership dreams. Prices have increased year over year, equity gains are significant at most price points and by following tried and true industry practices you are sure to reap top dollar right now while competition is minimal.
These suggestions will help get you started:

- Kitchen and bath are the two main rooms that can make a sale or send a potential buyer running to the next house on their list. Give yours a fast and inexpensive facelift by installing new cabinet pulls in the latest style and install a fresh faucet for a brand new look
- Minimize! The declutter philosophy continue...

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TODAYS ADVENTURE IN REAL ESTATE…

What to do when buying a family owned property

You’ve played hide and seek with the cousins and your siblings in this backyard for as long as you can remember. Every time you walk through the front door you are flooded with warm fuzzy memories of happy, carefree times.

Right now you have the opportunity to buy that relatives home at excellent terms. Since you’re family, do you still need an agreement in writing?

Yes, you absolutely do!

Somewhere down the road, for whatever reason, not everyone in the family may still be feeling those warm and fuzzy feelings. Someone feels slighted, left out or has an unexplained change of heart about the situ...

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